Creditor harassment can be an incredible challenge to face every day. Incessant telephone calls and threatening letters can make each day difficult to bear. Collection agencies are well aware of the psychological impact such hectoring can produce. They want to produce as much stress as possible in order to ensure that they receive priority over other financial obligations.
There are ways to put an end to the harassment you are suffering at the hands of creditors. We can help you understand how to enforce the Fair Debt Collection Practices Act (FDCPA). We can also help you understand the power of the automatic stay. We will consider and explain to you all of your options, including direct negotiations with creditors, debt consolidation, debt relief agencies, statutes of limitations, Chapter 7 and Chapter 13 bankruptcy and various asset protection and debt relief strategies.
The automatic stay is a benefit of filing for protection under the Bankruptcy Code. When you file for bankruptcy, the automatic stay puts an immediate halt to all collection activity, including:
Repossession
Bank garnishment
Phone calls to your house, employer and relatives
More than 20 years of combined experience in helping our clients secure economical and effective solutions
At Aho Law Office, P.A., we believe in helping people move past their current financial difficulties in the most efficient and, therefore, cost-effective means possible. Even before filing for bankruptcy, we instruct our clients to tell their creditors that they will be filing soon and to give the creditors our contact agencies. Because collection agencies work on commission, they are very likely to stop harassing you as soon as their profit motive has been removed.
Contact the Albertville and St. Michael credit harassment attorneys of Aho Law Office, P.A.
If you are facing harassment from creditors, there are ways you can fight back. Let the skilled and experienced lawyers of Aho Law Office, P.A., help you work to stop creditor harassment. To schedule a free initial consultation with one of our Albertville creditor harassment attorneys or St. Michael creditor harassment attorneys, call 612-271-4047 or simply complete our online contact form.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.